At the end of every month there is a scramble to pay the mortgage, insurance, and all the other bills. I'd like to be able to get the best car insurance rates and one of those cheap mortgages so I could save a few extra bucks!
Most of us are one or two "bad months" away from fiscal crisis. When something goes wrong with a job or a business, it is easy to fall behind on bills. And you can't keep getting loans to get back on track.
It's a good idea to have at least 6 months living expenses socked away for a rainy day in case bad luck befalls you. I have found the "passive income" from my blog to be a nice little cushion each month against potential financial setbacks.
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