So you wanna be a Hot Dog Man (or Woman)? part 5: Insurance

As with any business, one of your fixed costs will be insurance. Determining how much you'll pay for insurance each month will need to be factored into your pricing. Obviously, if you have a Hot Dog Truck, like me, you will need Vehicle Insurance. For a quick, easy and convenient quote online, you can go to the Insurance Portal Online to get an idea of what those costs will be. This is one of those companies that gets quotes from over 100 different companies depending on your needs so you can compare rates and coverages in an easy, "one stop shopping" format.

Depending on where you are located (public spot or private property) you may have to increase your liability insurance on your vehicle or, in some instances, purchase separate business liability insurance. I have all my liability insurance wrapped into one homeowners policy with different riders for different liability issues, some business related others personal.

People fear being sued so having the proper insurance is important in any business and is almost always required by landlords and municipalities. I always try to buy the cheapest insurance policy I can find and I am always very careful!